Is the Defendant Insured or Uninsured? And is the Defendant Solvent Enough to Pay for Your Damages?

All Texas drivers must have liability auto insurance. There are no exceptions. Several powerful technology tools and accessible databases have been introduced that allow law officers to detect if a driver has insurance immediately. They can then execute a certain amount of “street justice” by quickly towing non-insured vehicles and giving their drivers costly tickets. At least one-in-four Texas drivers don’t carry auto liability insurance. Whether an insurance company is involved makes a huge difference in the outcome of your claim and how it is handled. Certain conditions surrounding your accident (and winning compensation) can become convoluted and contentious, while others are relatively straightforward.

Suppose that both drivers involved in your accident were insured to some degree. Coverage is generally good news for you because when this happens, it usually means that – eventually –there will be at least some amount of money available to compensate you for your losses once you are successful in bringing your claim. And yet, most drivers with “street legal-only” insurance carry minimum coverage on their vehicle. Their policy may not fully reimburse you for your total losses if your accident was especially severe or expensive since the minimum amount is $30,000 for injuries for each person and $25,000 for property damage. And how many vehicles on the road today are worth over $25k, not counting the property that was in the vehicle?

Additionally, just because there is money that is theoretically available under an insurance policy to compensate you for your losses, it doesn’t mean that that money will be easy to get your hands on. Anyone who has carried minimum coverage understands that some companies pay better (and quicker) than others. And some, with both claimants as well as their customer’s in-general, aren’t generally very responsive to any process other than taking in premiums, then dragging their feet when it’s time to pay-up. In just about any accident claim or a civil case where an insurance company is involved, you’ll encounter opposition. You will be up against aggressive adjusters, accident recreation specialists, defense attorneys, and investigators who are all working to make certain that you lose your case.

Then there’s the one-in-four chance (at least!) that the other driver involved in your wreck was uninsured. Hopefully, you have uninsured motorist coverage. But aside from that possibility, if an insurance company does not represent the other driver, that other driver will probably be held responsible for paying you for your damages. Your primary interest is in whether this driver who hit you is solvent. If a defendant is insolvent, it means that he or she does not have enough money to compensate you for your injuries. When a defendant is insolvent, there’s little value in pursuing litigation against him, no matter how strong your case is in proving he should otherwise be held liable for your losses. It is sad, but an all too common reality that some accident victims are unable to recover compensation from insolvent defendants.

Sometimes, a driver who has been involved in a wreck will take desperate steps to hide his assets to appear insolvent. He or she might also try and hide this accident from their insurance company that threatens to drop coverage if this person gets in one more wreck. If you suspect this may be happening in your case, the auto injury attorneys at our Texas Law Firm can perform an asset check on any accident defendant to find out how much they are worth. If there’s money available, we’ll find it and work to make sure you get your fair share.

The auto accident lawyers at our Texas Law Firm have effectively handled car accident litigation for over 30 years. We’ve won favorable verdicts and settlements against nearly every major auto insurer in the state. Insurance companies recognize our name. The reputation that precedes us is beneficial in securing special attention to our clients’ claims from these insurers. Our goal is to make sure that you recover as much as possible for your injuries and make this sometimes complicated legal process as easy as possible for you.

Put our years of experience to work for you. Know your rights, how to proceed with your claim, and how much compensation you can secure from your auto injury case. Call our Law Firm now at 1(800) 862-1260 (toll-free) for a free consultation and find out how we can help you recover the full fair value of the damages you have suffered through the negligence of another driver.

This Blog was posted By The Carabin & Shaw Law Firm. principle Office in San Antonio, Texas

Is the Defendant Insured or Uninsured? And is the Defendant Solvent Enough to Pay for Your Damages?

Have You Suffered Serious Injury Due to Negligence? Discuss Your Case With our Law Firm. We May be Able to Help You at NO Cost.

Are you looking for a local pro bono lawyer for help with your personal injury case? By definition, only certain cases and persons qualify for legal work that is technically pro bono. Few can qualify for pro bono legal representation because such people must be able to prove extended financial distress in order to even be considered for what is essentially “free” legal services.

Everyone, however, qualifies for the no-fee promise at our Texas Law Office. Our injury attorneys in Bexar County will investigate and pursue your claim without you ever having to pay anything out of pocket. We simply keep a percentage of what is recovered from the defendant as attorneys’ fees. And our clients pay no fees unless we win.

This article provides only the most basic information about personal injury cases, but it’s always free to contact our personal injury attorneys for a personalized consultation. We’ll ask you about the specifics of your accident; give you our opinion of your legal situation and what we can do to help.

Why Must You File a Personal Injury Lawsuit?
It’s critical to understand that in a personal injury case, the plaintiff has the right to seek compensation from the defendant. The law doesn’t say that the plaintiff actually has the right to collect anything. Only when a civil court judge has declared that the defendant in your case is responsible for paying you does the defendant have the obligation to compensate you for your injuries. Since the scales of justice start out automatically tilted in favor of the defendant, it’s usually necessary to fight to protect your rights after you’ve suffered a serious personal injury.

There are two main reasons to pursue your claim against a negligent defendant. First, a successful claim will allow you to collect damages. And though many accident victims feel that no amount of money can fully compensate them for the emotional and physical hardships they’ve faced as a result of their injuries, the truth of the matter is that medical bills and repair bills can devastate a family’s finances after an injury, especially if the victim was a breadwinner who has been unable to return to work since the accident. Filing a personal injury lawsuit can ultimately help you and your family pay your bills compensate you for your pain, suffering, lost wages and disability if you also suffered that, and get back on your feet again. The same holds true if family members are the plaintiffs in a wrongful death suit that took the life of a loved one.

Second, bringing a personal injury claim against a defendant allows you to punish the negligent person or entity for hurting you. Your suffering need not be in vain. If you hold defendants accountable for his actions, it’s less likely that they’ll make the same mistake and hurt someone else in the future.

If you’ve suffered a personal injury in or around Texas, personal injury legal advice you find online is never enough to protect your rights. Even the smallest variation in the conditions of your accident can have crucial implications on the way your case is handled and how it’s resolved. For a free assessment of your legal situation, call our Law Firm at 1(800) 862-1260 (toll-free). We’re available around the clock seven days a week to help you.

Have You Suffered Serious Injury Due to Negligence? – Personal Injury Lawyers

Premise Liability Attorneys – Personal Injury Lawyers

If You are Hurt Away From Home Due to Someone’s Negligence, a Premises Liability Lawsuit is your Way to Compensation

Every day we spend time at various places away from home: the grocery store, the pharmacy, restaurants and often the homes of friends and acquaintances. And accidents that cause significant injuries at any of those places can occur. If you or a loved one has suffered an injury while on someone else’s property, no matter whether it’s residential or commercial, then you may have right to file a personal injury claim against the property owner under the purview of Texas Premises Liability by retaining the services of an experienced personal injury attorney.

Premises liability is a series of laws that protect us from harm and outlines clear procedures for recovering legal damages if we are injured due to the negligence or carelessness of someone else, in their place of business or residence.

Just as we all have different legal obligations (known as a legal duty) to generally provide for the safety of others, property owners are also required by law to provide certain standards of safety to different kinds of visitors to their property. These standards can be rather high or more general, depending on the circumstances at the time of the accident and where the injury occurred. If someone sustains an injury due to a property owner’s negligence, then that injured person may be eligible to file a personal injury lawsuit under Texas’ premises liability laws. Injuries from slipping and falling, being struck by fallen objects, or becoming injured by malfunctioning equipment that is the property of the owner where you were hurt, may all be grounds for a premises liability lawsuit.

Not every injury that one might suffer on someone else’s property will automatically constitute grounds for a premises liability lawsuit. In order to have an actionable civil case, the plaintiff’s injury must have resulted from the property owner’s failure to provide the legal duty of safety and care to someone visiting the property. For instance, if a person is assaulted in a convenience store parking lot due to a lack of adequate lighting, then the store could be held accountable under premises liability. But if someone slips and falls in a restaurant’s wet floor, but there are signs in clear view that the floor is indeed slippery, the restaurant owner may have fulfilled his legal duty to warn customers of the hazard and might be able to prove that the injured person disregarded his clear warnings: in which case, winning a civil premises liability suit could be very dubious. The legal duty is equal parts circumstance relative to the level of care a defendant is obliged to meet and due diligence the property owner can prove that he or she did everything reasonable to assure safety.

If you or someone you love has been injured on someone else’s property, then call us today for a free consultation at 1(800) 862-1260 (toll-free) for a free consultation with our Accident Lawyer in San Antonio and find out how we can help you. We will be happy to answer any and every question you may have about the specifics in your premises liability case. We’ll help you determine whether you have the right to file suit and possibly give you a fair estimate of what sort of damage compensation you have a right to expect. Let us help you like we’ve helped hundreds of other injured Texans, through no fault of your own.

Premise Liability Attorneys – Personal Injury Lawyers